The Wallet cover

The Wallet

Emilie Bellet

Understanding money is the key to financial wealth, and that's precisely where we come in. In this ADWEEK Award and Lovie Award-winning podcast, we cover every financial topic under the sun, from picking stocks and paying off debt to financial bubbles and alternative investments. It’s all jargon and judgement free, and you’ll come away from every episode with tools to multiply your money and make it work for you. Every other week we answer your questions, so if you want to ask us anything drop us a DM on any of our platforms! Hosted by former private equity analyst, author of You’re Not Broke, You’re Pre-Rich, and Vestpod founder, Emilie Bellet. To bring your brand to life in this podcast, email podcast(at)vestpod.com Hosted on Acast. See acast.com/privacy for more information.

Understanding money is the key to financial wealth, and that's precisely where we come in. In this ADWEEK Award and Lovie Award-winning podcast, we cover every financial topic under the sun, from picking stocks and paying off debt to financial bubbles and alternative investments. It’s all jargon and judgement free, and you’ll come away from every episode with tools to multiply your money and make it work for you. Every other week we answer your questions, so if you want to ask us anything drop us a DM on any of our platforms! Hosted by former private equity analyst, author of You’re Not Broke, You’re Pre-Rich, and Vestpod founder, Emilie Bellet. To bring your brand to life in this podcast, email podcast(at)vestpod.com Hosted on Acast. See acast.com/privacy for more information.

Women Are Still Retiring With Less - But Here's What You Can Do with Susan Hope

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Episodios

Women Are Still Retiring With Less - But Here's What You Can Do with Susan Hope 02 Jul 2026

Women in the UK still retire with significantly less pension wealth than men, despite decades of progress. So why does the gender pension gap persist? In this episode, Emilie Bellet is joined by Susan Hope, Business Development Director at Scottish Widows, to unpack the structural reasons behind the gap, from career breaks and caring responsibilities to workplace pensions and auto-enrolment. They also share practical steps to help you understand your pension, make the most of employer contributions and build greater financial security for the future. Topics we covered: Why women are retiring with less than men The £31 billion problem of lost pensions The three questions everyone should ask about retirement Why retirement planning starts earlier than you think How career breaks and caring responsibilities affect pensions Simple steps to find and reconnect with old pensions Building financial confidence for later life The information shared is for educational purposes only and is not financial advice. Connect with Vestpod Join our free Vestpod Money Reset: https://www.vestpod.com/money-reset Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

How Behavioural Science Boosts Your Finances 17 Jun 2026

Building better financial habits doesn't start with numbers. It starts with understanding behaviour. In this episode of The Wallet, Emilie Bellet (founder of Vestpod) speaks with Jaskiran Mangat, financial adviser, coach and former banker, whose work sits at the intersection of money, mindset and behaviour. Jaskiran shares how cognitive biases, habits and emotional patterns shape the way we earn, spend, save and invest, and explains how behavioural science can help us build. They discuss: What behavioural science is and why it matters for your finances The common cognitive biases that make saving and investing harder How childhood experiences shape our relationship with money Why we sometimes sabotage our own financial progress Practical ways to recognise and overcome unhelpful money habits The psychology behind earning more and negotiating your salary How to overcome fear of rejection and imposter syndrome Science-backed strategies for building better financial habits The power of automation, habit stacking and the 24-hour spending rule How to stay motivated when working towards long-term goals like retirement Whether you're trying to save more, invest with confidence, negotiate a pay rise or simply understand your financial behaviours better, this episode is packed with practical insights to help you make better money decisions. Trigger warning: This episode includes discussion of suicide and difficult life circumstances. Connect with Jaskiran: @moneywithjas Follow Vestpod: Instagram: @vestpod LinkedIn: Emilie Bellet Newsletter: www.vestpod.com If you enjoyed this episode, please subscribe, leave a review and share it with someone who might find it helpful. Hosted on Acast. See acast.com/privacy for more information.

How Your Financial Identity Is Formed 04 Jun 2026

Why do some people confidently invest while others avoid money conversations altogether? In this episode of The Wallet, Emilie Bellet speaks with behavioural finance expert, psychotherapist and King's College London senior lecturer Dr Ylva Baeckström about the hidden forces that shape our financial decisions. From childhood experiences and financial attachment styles to confidence, investing behaviour and gender stereotypes, this conversation explores why money is rarely just about numbers. Topics covered: How financial identity is formed Why many people avoid money conversations The link between childhood experiences and money habits Why women often outperform men as investors The confidence gap in finance Female financial advisers and investing behaviour AI, financial advice and the future of investing Why the real risk may be not investing at all The information shared is for educational purposes only and is not financial advice. AD | This episode is sponsored by Wealthify. Wealthify makes investing simple by doing everything for you — from building your portfolio, to managing it on an on-going basis. Open your account at Wealthify.com. With investing, your capital is at risk. Wealthify is authorised and regulated by the Financial Conduct Authority. Connect with Vestpod Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

What Drives Investment Outcomes 21 May 2026

AD | This episode is sponsored by Wealthify. Most people think investing is about picking the right stocks. It is not. This week on The Wallet, Emilie Bellet (Vestpod) is joined by Jessie Kwok, Chief Investment Officer at Wealthify, to unpack what drives investment outcomes over time. They cover: Why asset allocation matters more than stock picking How to think about risk in a practical way What shapes long-term portfolio performance Why staying invested is often the hardest part How to build a portfolio you can stick to The information shared is for educational purposes only and is not financial advice. Wealthify makes investing simple by managing your investments for you. And if you deposit or transfer into their Stocks and Shares ISA, you could earn between £50 and £1,000 in cashback. Open your account at Wealthify.com. [OFFER REGISTRATION NOW CLOSED] T&Cs and minimum investments apply. Registration closes on 31st May 2026. Cashback varies by total investment amount. With investing, your capital is at risk. Wealthify is authorised and regulated by the Financial Conduct Authority. Connect with Vestpod Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

The Ambition Penalty: Why Success Still Costs Women More 14 May 2026

Women are often told the path to success is straightforward: be confident, negotiate harder, lean in, speak up. But what happens when women do all of those things and still do not receive the same outcomes? This week on The Wallet, Emilie Bellet (Vestpod) speaks with Stefanie O’Connell about ambition, work, money, and the hidden costs many women still face professionally and personally. They discuss: why negotiation advice alone is not enough the backlash women can face when expressing ambition burnout, invisible labour, and emotional load how inequality is reinforced through systems and expectations what financial independence and success can really look like for women today The information shared is for educational purposes only and is not financial advice. AD | This episode is sponsored by Wealthify. Wealthify makes investing simple by managing your investments for you. And if you deposit or transfer into their Stocks and Shares ISA, you could earn between £50 and £1,000 in cashback. [OFFER REGISTRATION NOW CLOSED] Open your account at Wealthify.com. T&Cs and minimum investments apply. Registration closes on 31st May 2026. Cashback varies by total investment amount. With investing, your capital is at risk. Wealthify is authorised and regulated by the Financial Conduct Authority. Resources Order The Ambition Penalty Website: Too Ambitious Instagram: @stefanieoconnell LinkedIn: Stefanie O’Connell Connect with Vestpod Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

Rethinking Money Systems for ADHD & Neurodivergence 30 Apr 2026

When money feels hard, it is often the system, not you. This week on The Wallet, Emilie Bellet (Vestpod) is joined by Krystle McGilvery, behavioural finance expert and Chartered Accountant, to unpack why traditional money advice fails so many people, especially those who are neurodivergent. They cover: Why financial avoidance is often a form of protection How time blindness impacts spending and planning The link between impulse spending and frictionless payments Why “discipline” is the wrong framework for money What a system that actually works for your brain looks like The information shared is for educational purposes only and is not financial advice. Resources Connect with Krystle via Krystle McGilvery and NeuroFinance OS Instagram: @krystle_mcgilvery LinkedIn: Krystle McGilvery AD | This episode is sponsored by Wealthify. Wealthify makes investing simple by managing your investments for you. And if you deposit or transfer into their Stocks and Shares ISA, you could earn between £50 and £1,000 in cashback. [OFFER REGISTRATION NOW CLOSED] Open your account at Wealthify.com. T&Cs and minimum investments apply. Registration closes on 31st May 2026. Cashback varies by total investment amount. With investing, your capital is at risk. Wealthify is authorised and regulated by the Financial Conduct Authority. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

Earning £100K (or Close)? Here's What to Think About 16 Apr 2026

High income, low progress: the hidden leak in your finances. This week on The Wallet, Emilie Bellet (Vestpod) sits down with Philly Ponniah to unpack the gap between earning and actually building wealth. They cover: Why money still disappears at £100K+ The lifestyle creep you don’t notice The belief that quietly blocks investing The UK’s £100K childcare tax trap What a real financial system looks like The information shared is for educational purposes only and is not financial advice. AD | This episode is sponsored by Wealthify. Wealthify makes investing simple by managing your investments for you. And if you deposit or transfer into their Stocks and Shares ISA, you could earn between £50 and £1,000 in cashback. [OFFER REGISTRATION NOW CLOSED] Open your account at Wealthify.com. T&Cs and minimum investments apply. Registration closes on 31st May 2026. Cashback varies by total investment amount. With investing, your capital is at risk. Wealthify is authorised and regulated by the Financial Conduct Authority. Resources Connect with Philly at Philly Financial Instagram: @phillyfinancial LinkedIn: Philly Connect with Vestpod Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich The information shared is for educational purposes only and is not financial advice. Hosted on Acast. See acast.com/privacy for more information.

The Habits That Actually Build Wealth 01 Apr 2026

Why does building wealth feel complicated, slow, or out of reach, even when you are earning and doing “the right things”? In this episode of The Wallet, Emilie Bellet (Vestpod) is joined by Mary and Ken Okoroafor, founders of The Humble Penny and authors of The Wealth Habit. Together, we unpack why wealth is less about income and more about habits, identity, and systems, and how small, consistent actions can create long-term financial security. We discuss: Why wealth starts with habits, not income The identity shift required to become a wealth builder The systems that matter most, including paying yourself first Why mindset without action leads to “analysis paralysis” How emotional spending happens, and how to add friction The £1 shift and how to start earning beyond your main income The trade-offs required to build long-term wealth AD | This episode is sponsored by Wealthify. Wealthify makes investing simple by managing your investments for you. And if you deposit or transfer into their Stocks and Shares ISA, you could earn between £50 and £1,000 in cashback. [OFFER REGISTRATION NOW CLOSED] Open your account at Wealthify.com. T&Cs and minimum investments apply. Registration closes on 31st May 2026. Cashback varies by total investment amount. With investing, your capital is at risk. Wealthify is authorised and regulated by the Financial Conduct Authority. Resources Mary & Ken's new book: The Wealth Habit The Humble Penny Website Instagram @thehumblepenny and @financialjoyacademy Connect with Vestpod Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich The information shared is for educational purposes only and is not financial advice. Hosted on Acast. See acast.com/privacy for more information.

How to Ask for a Pay Rise: Salary Negotiation Tips 12 Mar 2026

Building financial independence often starts with earning more, and learning how to negotiate your salary. In this episode of The Wallet, Emilie Bellet speaks with Nicole Michler, founder of Phase 20, a career strategy and negotiation platform that helps women navigate competitive corporate environments. Nicole shares how she went from earning around £27,000 a year to building financial independence, and explains how salary negotiation, career strategy, and mindset shifts can help women ask for a pay rise and grow their income over time. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

The Credit Card Trap 26 Feb 2026

Why do credit cards so often feel manageable at first, and then quietly turn into long-term debt? In this episode of The Wallet, Emilie Bellet (Vestpod) is joined by Iona Bain, award-winning broadcaster, columnist, and author, following her Panorama investigation Maxed Out: The Credit Card Trap. Together, we unpack how credit card products are designed, why minimum payments and rising credit limits keep people stuck, and why debt can linger for years, even when people feel responsible and are doing their best. We discuss: What the “credit card trap” really is, and why it is not about being bad with money Why minimum payments create a false sense of safety How credit limit increases quietly make debt harder to escape Balance transfers, when they help and when they just delay the problem The emotional side of debt, and why shame keeps people stuck What actually helps people stay in control The information shared is for educational purposes only and is not financial advice. #ad This episode is sponsored by MoneyWeek. MoneyWeek gives you a clear weekly roundup of the stories, trends, and market moves that matter, written by expert journalists and delivered in print or on the app. You can try six issues for free, then enjoy an exclusive £5 discount on a quarterly subscription for The Wallet community at moneyweek.com/wallet with the code WALLET. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

How to Build an Investment Portfolio 12 Feb 2026

How do you actually build an investment portfolio, and what is the simplest way to start? In this episode of The Wallet, Emilie Bellet (Vestpod) is joined by Caroline Brady (Net Purpose, ex BlackRock) to break down portfolio building in plain English, from asset allocation and diversification to the difference between stocks and funds. We also cover how ESG and impact investing fit into long-term investing without overcomplicating it. We discuss: Asset allocation vs portfolio construction (simple framework) Stocks vs funds, and why many people start with index funds Risk, diversification, and when to sell ESG vs impact, and how to avoid greenwashing The information shared is for educational purposes only and is not financial advice. Investing carries risk, your capital is at risk. #ad This episode is sponsored by MoneyWeek. MoneyWeek gives you a clear weekly roundup of the stories, trends and market moves that matter, written by expert journalists and delivered in print or on the app. You can try six issues for free, then enjoy an exclusive £5 discount on a quarterly subscription for The Wallet community at moneyweek.com/wallet with the code WALLET. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

Why Money News Makes Us Panic 29 Jan 2026

Should you even be reading financial news, and if so, how? In this episode of The Wallet, Emilie Bellet is joined by Kalpana Fitzpatrick, Digital Editor at MoneyWeek, to unpack how financial news is made, what headlines actually mean, and how to stay informed without being pulled into panic, noise, or reactive decisions. We discuss: How financial news is selected and why it often feels overwhelming How to tell the difference between useful information and noise What headlines should (and shouldn’t) change about your money decisions The one question to ask before reacting to any financial story The information shared in this episode is for educational purposes only and does not constitute financial or investment advice. We are not regulated financial advisers. Always do your own research or seek independent advice before making financial decisions. When investing, your capital is at risk. #ad This episode is sponsored by MoneyWeek. MoneyWeek gives you a clear weekly roundup of the stories, trends and market moves that matter, written by expert journalists and delivered in print or on the app. You can try six issues for free, then enjoy an exclusive £5 discount on a quarterly subscription for The Wallet community at moneyweek.com/wallet with the code WALLET. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod/ Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

Stuck at Work? Stefanie Sword-Williams on the Career Comedown 15 Jan 2026

Feeling stuck in your career even though everything looks “right” on paper? In this episode of The Wallet, Emilie Bellet is joined by Stephanie Sword-Williams, founder of F*ck Being Humble and author of Career Comedown, to explore the idea of a career comedown, that quiet moment when the path you’re on no longer feels right, even if it looks good on paper, and how ambition, energy, money, and work decisions are more connected than we realise. We discuss: Early signs you might be settling rather than choosing Care-out, gratitude guilt, and people-pleasing Redefining success and healthy ambition How to factor money, savings, and financial security into big career decisions #ad This episode is sponsored by MoneyWeek. MoneyWeek gives you a clear weekly roundup of the stories, trends and market moves that matter, written by expert journalists and delivered in print or on the app. You can try six issues for free, then enjoy an exclusive £5 discount on a quarterly subscription for The Wallet community at moneyweek.com/wallet with the code WALLET. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod/ Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

Your Self-Assessment Tax Return Guide 08 Jan 2026

The Self Assessment deadline has a habit of arriving faster than expected. This episode covers who needs to file, what needs reporting, and how to avoid common pitfalls - with practical guidance for anyone who is self-employed, earning extra income, or managing a more complex tax setup. Vestpod founder Emilie Bellet speaks with Maike Currie, VP of Personal Finance at PensionBee, about key deadlines, pension considerations, and how Making Tax Digital will change the process from 2026. This episode is for general information only and does not constitute personal tax or financial advice. #ad Thank you to our partner PensionBee: With PensionBee, you can combine your old pensions, add money when it suits you, and make withdrawals (from age 55, rising to 57 from 2028). It’s a straightforward way to take control of your retirement savings and join a community of over 300k customers. Its monthly podcast, The Pension Confident Podcast, aims to help listeners better understand the world of personal finance and pensions. Listen or watch the full episodes on YouTube. And if you’re already a PensionBee customer, you can listen in the PensionBee app! When investing, your capital is at risk. Listen on Apple Podcasts, Spotify, or Podlink. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod/ Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

The Psychology Behind Holiday Spending With Psychotherapist Holli Rubin 17 Dec 2025

December is filled with pressure, expectations, and spending. Gifts, Secret Santas, school events, family gatherings, and the emotional load of trying to keep everything running. Beneath the surface, many of us feel stressed, guilty, overwhelmed, and unsure why we keep spending more than we planned. In this episode of The Wallet, we ask a simple but honest question: why can’t we stop spending? Emilie Bellet is joined by psychotherapist Holli Rubin, whose work focuses on identity, behaviour, and the emotional patterns that shape the choices we make, including with money. Together, they explore what is really driving holiday spending, what happens in the brain under stress, and how to approach December with more awareness and less self-blame. Explore Vestpod’s upcoming courses and bootcamps: https://www.vestpod.com/courses Listen on Apple Podcasts, Spotify, or Podlink. Read our main takeaways on vestpod.com. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Follow on Instagram: https://www.instagram.com/vestpod/ Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

Money Playbook for Freelancers 05 Jun 2025

Freelancers, welcome to Episode 10 — the final episode of our Finances for Freelancers series. We’ve broken down the essentials every freelancer or solopreneur needs to feel confident with money — from budgeting and taxes to pensions and pricing. Today, we’re wrapping up with a punchy roundup — each of our expert guests shares one final, powerful tip to help you stay on track with your finances. Subscribe, share with a fellow freelancer, and listen now on Apple Podcasts, Spotify, or Podlink! If you liked this episode, discover the full series. #ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie: Sign up to The Edit newsletter Follow Vestpod on Instagram Enroll in our upcoming bootcamps Get Emilie’s book: You’re Not Broke, You’re Pre-Rich #ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

How to Think Like a Business Owner 15 May 2025

Freelancers, are you thinking beyond client work? In this episode of Finances for Freelancers, Victoria Nabarro FPFS, Chartered Financial Planner and founder of Veda Wealth, shares how to invest, scale your business, and build financial freedom. We cover smart ways to reinvest, outsource, create passive income, and set financial goals for growth. If you want to move beyond the freelance hustle, this episode is for you. For more resources, including links to Victoria's website and Instagram, check out the episode page. Subscribe, share with a fellow freelancer, and listen now on Apple Podcasts, Spotify, or Podlink! If you liked this episode, discover the full series. #ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie: Sign up to The Edit newsletter Follow Vestpod on Instagram Enroll in our upcoming bootcamps Get Emilie’s book: You’re Not Broke, You’re Pre-Rich #ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

How Do You Create Consistent Income? 08 May 2025

In this episode, we’re tackling one of the biggest challenges freelancers face: managing cash flow when income is unpredictable. How do you stay afloat during a slow month? What’s the best way to deal with late payments? And how can you create a more stable income without burning out? Joining Emilie Bellet is Lara Sheldrake—entrepreneur, community builder, and founder of Found & Flourish. Lara shares her personal strategies for staying financially steady in a freelance world: from tracking income and ghost spending, to diversifying revenue and planning for quieter months. We talk about setting realistic income goals, structuring your week with a CEO day, and working with your energy—not against it. For more resources, including links to Lara and Found & Flourish’s websites and social media, check out the episode page. If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series. Connect with Emilie: Sign up to The Edit newsletter Follow Vestpod on Instagram Enroll in our upcoming bootcamps Get Emilie’s book: You’re Not Broke, You’re Pre-Rich #ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

How to Budget with a Fluctuating Income 01 May 2025

Feeling overwhelmed by budgeting when your income isn’t consistent? In today’s episode of Finances for Freelancers, we’re looking at how to take control of your money—even when your earnings fluctuate. Our guest is Emilie Nutley, a money coach and financial strategist (and qualified Financial Advisor!) who helps creatives and solopreneurs build sustainable money systems. She’s here to walk us through: ✅ How to budget when your income varies ✅ Planning for big, irregular expenses like tax bills ✅ Simple financial systems to stay organised and confident ✅ Mindset shifts to help you feel less anxious and more empowered about money For more resources, including links to Emilie’s website and social media, check out the episode page. If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series and read the main takeaways. Connect with Emilie: Sign up to The Edit newsletter Follow Vestpod on Instagram Enroll in our upcoming bootcamps Get Emilie’s book: You’re Not Broke, You’re Pre-Rich #ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

Freelancer Pensions 101 20 Mar 2025

In this episode, we’re tackling a topic that freelancers often put on the back burner: pensions. How do you start saving for retirement when you don’t have a traditional workplace pension? How can you make the most of tax relief? And what are the best strategies for long-term financial security? Joining Emilie Bellet is Lisa Picardo, Chief Business Officer UK at PensionBee. Lisa is here to break down why pensions matter for freelancers, how to set one up, and what you can do today to secure your financial future. If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series. #ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie: Sign up to The Edit newsletter Follow Vestpod on Instagram Enroll in our upcoming bootcamps Get Emilie’s book: You’re Not Broke, You’re Pre-Rich #ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

Get Paid What You’re Worth as a Freelancer 13 Mar 2025

Pricing your services can feel overwhelming, but getting paid fairly isn’t just possible—it’s essential. In this episode of The Wallet by Vestpod, hosted by Emilie Bellet, sales expert Sara Dalrymple shares how to shift your mindset around pricing, set rates based on value and outcomes rather than hours, and create a business that supports both your income and your lifestyle. This conversation will help you move away from undercharging, navigate seasonal shifts in your business, and build a pricing strategy that feels right for you. Sara also explores the importance of community and how surrounding yourself with the right people can help you grow with confidence. For more resources, including links to Sara Dalrymple’s website and Instagram, check out the episode page. Subscribe, share with a fellow freelancer, and listen now on Apple Podcasts, Spotify, or Podlink! If you liked this episode, discover the full series. #ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie: Sign up to The Edit newsletter Follow Vestpod on Instagram Enroll in our upcoming bootcamps Get Emilie’s book: You’re Not Broke, You’re Pre-Rich #ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

Taxes Demystified: What Every Freelancer Needs to Know 06 Mar 2025

In this episode, we’re diving into a topic that many freelancers find overwhelming: taxes. How do you stay compliant, maximise your deductions, and avoid costly mistakes? Joining Emilie Bellet is Emma Hardwick, Chartered Certified Accountant. With years of experience supporting freelancers and business owners, Emma is here to demystify tax and share practical tips to help you navigate self-assessments, VAT, expenses, and everything in between. If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series. #ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie: Sign up to The Edit newsletter Follow Vestpod on Instagram Enroll in our upcoming bootcamps Get Emilie’s book: You’re Not Broke, You’re Pre-Rich #ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

Risk Management: Protection & Insurance for Freelancers 27 Feb 2025

Feeling uncertain about protecting your finances as a freelancer? In today’s episode, we’re diving into risk management—a crucial but often overlooked part of financial planning for self-employed professionals. From income protection and business insurance to emergency funds, having the right safeguards in place can make all the difference when life throws the unexpected at you. I’m joined by Zoe Brett, a financial planner at EQ Investors, who will break down: ✅ The key types of insurance freelancers should consider ✅ How to balance costs with the right level of protection ✅ Practical ways to build an emergency fund—even when your income fluctuates For more resources, including links to Zoe’s website and social media, check out the episode page. If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series. #ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie: Sign up to The Edit newsletter Follow Vestpod on Instagram Enroll in our upcoming bootcamps Get Emilie’s book: You’re Not Broke, You’re Pre-Rich #ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

Freelance Fine Print: Legal Tips to Protect Your Business 13 Feb 2025

Today, we’re tackling a topic that’s essential but often overwhelming: freelance contracts. Contracts can feel like a maze, but they’re crucial for protecting your work, setting clear expectations, and getting paid. Joining me is Lucy Wheeler, a lawyer specialising in helping freelancers and small business owners navigate legal essentials. We’ll cover must-have clauses, when to consult a lawyer, how to protect your intellectual property, and what to do if a client doesn’t pay. For more resources, including links to Lucy’s website and social media, check out the episode page. If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series. #ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie: Sign up to The Edit newsletter Follow Vestpod on Instagram Enroll in our upcoming bootcamps Get Emilie’s book: You’re Not Broke, You’re Pre-Rich #ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

Sole Trader vs. Limited Company: Choosing the Right Setup 06 Feb 2025

Feeling uncertain about your business setup? In today’s episode, we’re tackling one of the biggest decisions for freelancers in the UK—should you be a sole trader or set up a limited company? I’m joined by Janet Knapton, a Chartered Accountant and expert in helping freelancers make smart, tax-efficient decisions. Janet breaks down the pros and cons of both structures, helping you decide which one is right for you and your business. You’ll get clear, simple, and actionable steps to make this crucial decision, and tips on staying tax-efficient while focusing on what matters most: growing your business. For more resources, including links to Janet Knapton’s website and social media, check out the episode page. If you found this helpful, make sure to listen to our next episode for more expert tips on managing your finances as a freelancer! If you liked this episode, discover the full series. #ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: Connect with Emilie: Sign up to The Edit newsletter Follow Vestpod on Instagram Enroll in our upcoming bootcamps Get Emilie’s book: You’re Not Broke, You’re Pre-Rich #ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

7 Investing myths debunked 28 Nov 2024

It can feel easier to spend than invest (especially with Black Friday coming up). But investing really isn't hard once you understand the basics. That's why we're bringing back this popular myth-busting episode. 💸 Investing is key to building financial independence and reach long term goals. When you invest over a long period, you want your money to outpace inflation (the price of goods and services is increasing every year) and benefit from compound growth. While it’s essential to have ‘rainy day’ cash savings, playing it safe by stashing your money in low-interest-rate savings accounts is actually risky because that money will lose value over time. 💥 Today on The Wallet: 1️⃣Investing can feel complex, laden with alienating jargon and sounds like something only others are good at – but I explain why this isn’t the case. 2️⃣Before you start investing, it’s vital you ask yourself how long you’re willing to invest for. The longer your timeframe, the more volatility you should be able to deal with because you’d have more time to recover from any lows. Start small and invest regularly. 3️⃣I explain why asking questions and giving yourself praise are super important to everyone’s investing journey. Resources mentioned in the episode: Vestpod POD groups: https://www.eventbrite.co.uk/o/vestpod-16058437670 Vestpod Facebook group: https://www.facebook.com/vestpod Breaking Down Robo-Advisers And Understanding Your Investments: https://www.vestpod.com/news/2021/11/10/wallet-hotline-breaking-down-robo-advisers The Wallet, Investing beats Day Trading: https://www.vestpod.com/news/2020/12/10/investing-beats-day-trading-f6q3 I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. Submit a question or a comment and email us a voicenote: podcast@vestpod.com. * Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

How To Stay Financially Sane This Festive Season | Hotline 21 Nov 2024

💸 According to the Bank of England (2020), "a typical UK household spends over £700 more in December compared to other months".⁠ December is almost upon us, so we're bringing back a hotline episode that will get you on track before Christmas! The pressure to spend money on countless presents, Christmas decorations and mountains of festive food can feel especially difficult. So how do we stay sane this season while still enjoying the holidays? The Wallet is hosted by Emilie Bellet - founder of Vestpod (a platform that helps women to save and invest more and provides money resources to financially empower women) and author of You’re Not Broke, You’re Pre-Rich. Vestpod: IG https://www.instagram.com/vestpod/ FB https://www.facebook.com/vestpod Website https://www.vestpod.com/ *We are not certified financial advisers. The information made available on this podcast is for educational purposes only and does not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

How Can I Teach My Children About Money? 14 Nov 2024

☎️ Today, we answer a question from our listener Alexandra, who asks us about teaching children about money. I invited Helen Driver, Director of Collaboration at MyBnk charity, ex-fund manager and long-time Vestpod, to offer us her words of wisdom on the topic. 💸 Money can feel like a taboo in a lot of households, but it’s important to broach the topic to help children feel financially confident in their futures. Helen shares 3 tips to help children develop better money habits, from making the right choices in the day to day to managing pocket money. Today on The Wallet: 1/ It all starts with simply integrating money into daily conversations with your kids, so Helen gives examples of how we can do that without making the subject too weighty. 2/ Pocket money is a powerful tool for learning about money, and Helen talks about why it’s important to let kids simply experience the process of spending and saving (and make mistakes along the way!). 3/ Children learn by watching and listening to the behaviours that they see around them, and Helen explains what this means for parents and their own attitudes to money. You can follow and connect with Helen: LinkedIn: https://uk.linkedin.com/in/helen-driver-5725b550 MyBnk: https://www.mybnk.org/ Resources mentioned in the episode: Money Twist – KS1: https://www.mybnk.org/our-work/financial-education/money-twist-ks1/ I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. Just email me a voice memo at podcast@vestpod.com. * Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Budget 2024: How It Impacts Your Finances 07 Nov 2024

Welcome to today’s episode, where we look into the highlights and implications of the Budget 2024. On October 30th, Chancellor Rachel Reeves (UK's first female chancellor!) presented Labour’s first Budget in 14 years, announcing significant changes that could impact your finances. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Main takeaways: www.vestpod.com/news/the-wallet-podcast/budget-2024 DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

7 Investing Myths Debunked 31 Oct 2024

We're back next week with a new episode for you, but until then enjoy one of our most popular hotlines all about investing! 💸 Investing is key to building financial independence and reach long term goals. When you invest over a long period, you want your money to outpace inflation (the price of goods and services is increasing every year) and benefit from compound growth. While it’s essential to have ‘rainy day’ cash savings, playing it safe by stashing your money in low-interest-rate savings accounts is actually risky because that money will lose value over time. 💥 Today on The Wallet: 1️⃣Investing can feel complex, laden with alienating jargon and sounds like something only others are good at – but I explain why this isn’t the case. 2️⃣Before you start investing, it’s vital you ask yourself how long you’re willing to invest for. The longer your timeframe, the more volatility you should be able to deal with because you’d have more time to recover from any lows. Start small and invest regularly. 3️⃣I explain why asking questions and giving yourself praise are super important to everyone’s investing journey. Resource mentioned in the episode: The Wallet Live recording in London at Mortimer House: https://www.eventbrite.co.uk/e/live-podcast-recording-the-wallet-london-pod-tickets-305074946377 Vestpod POD groups: https://www.eventbrite.co.uk/o/vestpod-16058437670 Vestpod Facebook group: https://www.facebook.com/vestpod Breaking Down Robo-Advisers And Understanding Your Investments: https://www.vestpod.com/news/2021/11/10/wallet-hotline-breaking-down-robo-advisers The Wallet, Investing beats Day Trading: https://www.vestpod.com/news/2020/12/10/investing-beats-day-trading-f6q3 I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. *Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

How Can I Curb Emotional Spending? 24 Oct 2024

This week we're bringing you one of our most popular hotline episodes about emotional spending. With the holidays coming up, we thought this might be the perfect time to remind ourselves how emotions can affect our finances! In today’s episode, we talk about emotional spending. With January sales in full swing, temptation to splurge is everywhere. And while spending impulsively on occasion is okay, it’s important to understand that the rush we get from shopping is short-lived. If you often find yourself having a hard time trying to control your spending, or impulse buying to improve your mood, it might be time to take a look at curbing the habit. Today on The Wallet: 1. Understand what emotional spending is and why it provides that all-too-familiar, albeit fleeting, feeling of the ‘shopper’s high’. 2. Find out why it’s important to be conscious of your emotions and the role they play in your spending. 3. Learn practical tips that will help reduce or completely stop your unintentional overspending. I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. Be part of the podcast! You can submit a proud money moment, a question or a comment on a previous episode. Follow this link (https://telb.ee/abrzt) or email me your recording at podcast@vestpod.com. * We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.* Hosted on Acast. See acast.com/privacy for more information.

Cultivating a Wealthy Mindset 17 Oct 2024

We've had quite a few DMs recently from you about money mindset, so we thought we would bring back this popular episode from January 2024, all about how to cultivate a wealthy mindset! 💸 Looking to end the year on the right foot when it comes to your finances? In today’s Hotline episode - I’ll be helping you do exactly that, with practical tips to help you improve your finances in 2024. From cultivating a positive money mindset to practical strategies for saving and investing, we've got everything you need to make this your most financially successful year yet. CONNECT WITH VESTPOD To bring your brand to life in this podcast, email podcast(at)vestpod.com If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

From Funding to Exiting Your Business, with Alex Depledge MBE 26 Sep 2024

TW: This episode contains a brief mention of suicide. 💸 Welcome back to The Entrepreneur's Blueprint - a podcast series featuring three stories from female founders. In this final episode, I speak with Alex Depledge MBE, co-founder and CEO of Resi. We dive into how she founded and sold Hassle.com, her bold approach to fundraising and scaling, and her views on building a team and negotiating. Plus, what’s next for Resi and why they’re raising more capital. PARTNER We use Fiverr to find freelancers with specialist skills; it’s like a talent cloud that we can tap into whenever we need extra help. Fiverr is all about democratising access to talent so that anyone can grow their business, brand, or dreams. Whether you’re a freelancer looking for work or a business looking for help, check out Fiverr today: https://www.fiverr.com/ CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ Hosted on Acast. See acast.com/privacy for more information.

Turning Your Vision into a Business, with Elizabeth Uviebinené 19 Sep 2024

💸 Welcome back to The Entrepreneur's Blueprint - a podcast series featuring three stories from female founders. In this second episode, I talk to Elizabeth Uviebinené, multi-award-winning author of five books and Founder of journaling app Storia. Discover how she develops resilience and vision to build her brand, raise money, and make bold moves to create a category-defining product. PARTNER We use Fiverr to find freelancers with specialist skills; it’s like a talent cloud that we can tap into whenever we need extra help. Fiverr is all about democratising access to talent so that anyone can grow their business, brand, or dreams. Whether you’re a freelancer looking for work or a business looking for help, check out Fiverr today: https://www.fiverr.com/ CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES: Main takeaways: https://www.vestpod.com/news/the-wallet-podcast/vision-into-a-business-with-elizabeth-uviebinene DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Scaling Up Your Business, with Farah Kabir 12 Sep 2024

💸 Welcome to The Entrepreneur's Blueprint - a podcast series featuring three stories from female founders. In this first episode, I talk to Farah Kabir, co-founder of HANX, the UK-based sexual wellness and intimate care brand. Discover how she turned a bold idea into a thriving, purpose-driven company, secured funding, and overcame the challenges of scaling. PARTNER Are you a UK-based female founder looking to scale your business? Fiverr and Virgin StartUp are challenging female founders across the UK to show us how business-building is done for their chance to win £15,000 to spend on Fiverr. For more information: https://www.fiverr.com/cp/female-founders-competition? CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES: Main takeaways: https://www.vestpod.com/ DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Money Matters 2024: Economy Insights and Investing Chat, with Iona Bain 10 Sep 2024

Hello, I’m Emilie Bellet and you’re listening to The Wallet, a jargon and judgement free space for financial education. In our final episode of our festival recap series, Iona Bain shares her insights about the economy, how you should act during recessions, and gives some vital investment guidance. Get your notes app ready, there’s lots to learn! Watch the Full talk on Youtube: https://youtu.be/1-tVxfJ9Lmg?si=8L0o1HT3GRJ1VdKo PARTNERS Our festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP Morgan Women on the Move, PensionBee and the Financial Times. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Main takeaways: https://www.vestpod.com/news/money-matters-festival-2024-market-update-iona-bain DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Money Matters 2024: What Influences Our Relationship With Money? 05 Sep 2024

I’m Emilie Bellet and you’re listening to The Wallet. In this week’s episode, we have an amazing panel discussion featuring the voices of journalist and writer Marisa Bate, financial coach Emma Maslin, Nafisa Bakkar who is the founder of Amaliah and Kia Commodore, founder of 'Pennies to Pounds' - all about understanding what influences our views on money, looking at the costs of raising children, and discussing when it's okay to spend on treats and luxuries. Watch the Full talk on Youtube: https://youtu.be/lwh3XZpz16E?si=G2Dd8eXUvGGExo2x PARTNERS Our festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP Morgan Women on the Move, PensionBee and the Financial Times. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Main takeaways: https://www.vestpod.com/news/money-matters-festival-2024-cultivating-wealth DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Money Matters 2024: Wealth and the Power of Manifestation, with Candice Braithwaite 29 Aug 2024

We recently had our annual Money Matters Festival, and this week, by popular demand, we’re sharing more from Candice Brathwaite’s keynote at our festival. We had a lot of feedback asking for the rest of the conversation, so here it is! Enjoy. Watch the Full talk on Youtube: https://youtu.be/vnF_FzhqZsM?si=essOrVQx2KWPuLZf PARTNERS Our festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP Morgan Women on the Move, PensionBee and the Financial Times. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Main takeaways: https://www.vestpod.com/news/money-matters-festival-2024-candice-brathwaite DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Money Matters 2024: Defining Wealth, with Candice Brathwaite 22 Aug 2024

We recently had our annual Money Matters Festival, and today, I’m sharing part of a keynote speech given by Candice Braithwaite at our recent Money Matters Festival. Candice is a prominent British author and advocate, widely recognised for her critically acclaimed, Sunday Times Bestselling book "I Am Not Your Baby Mother”. We discuss Candice’s definition of wealth, her personal money journey and the power of manifestation. Watch the Full talk on Youtube: https://youtu.be/vnF_FzhqZsM?si=essOrVQx2KWPuLZf PARTNERS Our festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP Morgan Women on the Move, PensionBee and the Financial Times. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Main takeaways: https://www.vestpod.com/news/money-matters-festival-2024-candice-brathwaite DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Money Matters 2024: Challenging Conventional Norms of Success, with Stefanie Sword-Williams 15 Aug 2024

Today, I’m sharing one of the talks from our Money Matters Festival a few months ago. Sometimes we can get caught in the rat race, but this talk - Stefanie Sword-Williams challenges conventional notions of success and fulfilment, and might have you re-evaluating what you want out of life. Watch the Full talk on Youtube: https://youtu.be/GWS1IwN8I0g?si=YIYBp-F4z3soHXu4 PARTNERS Our festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP Morgan Women on the Move, PensionBee and the Financial Times. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Main takeaways: https://www.vestpod.com/news/money-matters-festival-2024-how-to-work-towards-what-you-value DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Money Matters 2024: Boosting Income and Career Decisions 08 Aug 2024

We recently had our annual Money Matters Festival, and today I have selected some of the best bits of one of our panels (featuring Tiwalola Ogunlesi, life coach and founder of Confident and Killing It, Clare Seal, creator of the @myfrugalyear Instagram account, and author, Claer Barrett, Financial Times columnist and Lisa Picardo, Chief Corporate Officer at PensionBee - all about career decisions, negotiating, and boosting income. Watch the Full talk on Youtube: https://www.youtube.com/watch?v=HLErgPeggtI PARTNERS Our festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP Morgan Women on the Move, PensionBee and the Financial Times. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Main takeaways: https://www.vestpod.com/news/money-matters-festival-2024-your-unique-wealth-building-journey DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Money Matters 2024: Financial Joy with The Humble Penny 01 Aug 2024

We’re back again with some of our favourite moments from this year’s Money Matters festival! You’re about to hear a talk by husband and wife duo: Ken and Mary Okoroafor from The Humble Penny - all about financial joy and living the life you want. Having swiftly cleared their mortgage and achieved financial independence by Ken's 34th birthday, they opted to prioritise family time and pursue their passions. In this conversation, they delve into the concept of financial joy and share insights on how individuals can chart their path towards living a fulfilling life. On March 3rd, 2024, Vestpod's Money Matters festival took centre stage at the iconic KOKO in Camden, London. In this panel discussion, we deep dive into ways to empower women financially and tackle important challenges, such as the gender wage gap, limited access to financial resources, and barriers to career progression. Watch the Full talk on Youtube: https://www.youtube.com/watch?v=A2whuF8Q668 PARTNERS Our festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP Morgan Women on the Move, PensionBee and the Financial Times. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Main takeaways: https://www.vestpod.com/news/money-matters-festival-2024-the-humble-penny-financial-joy DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Money Matters 2024: How To Improve Women's Financial Empowerment? 25 Jul 2024

In this panel discussion, we deep dive into ways to empower women financially and tackle important challenges, such as the gender wage gap, limited access to financial resources, and barriers to career progression. Speakers: Soumaya Keynes (Economist Financial Times), Cressida Myers (JP Morgan), Dianne Greyson (#EthnicityPayGap Campaign) and Vivi Friedgut (Blackbullion). On March 3rd, 2024, Vestpod's Money Matters festival took centre stage at the iconic KOKO in Camden, London. In this panel discussion, we deep dive into ways to empower women financially and tackle important challenges, such as the gender wage gap, limited access to financial resources, and barriers to career progression. Full talk on Youtube: https://www.youtube.com/watch?v=Jrm9WaEZ_I8 PARTNERS Our festival and this recap series is made possible thanks to a handful of amazing sponsors who have supported Vestpod to bring financial education to women year in year out, JP Morgan Chase Women on the Move, PensionBee and the Financial Times. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Main takeaways: https://www.vestpod.com/news/money-matters-festival-2024-gender-inclusive-economy DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

How is AI Going to Change Your Life? with Suhair Khan 11 Jul 2024

Emilie Bellet speaks with Suhair Khan, founder of Open-Ended Design and former Google leader. Suhair delves into the basics of AI, debunking common myths and highlighting its transformative potential in healthcare, climate, education, and finance. She also discusses the ethical challenges in AI and shares insights on recent exciting developments and practical applications of the technology. PARTNER Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES: Main takeaways: [ADD VESTPOD BLOG POST TO ACAST DESCRIPTION] Open Ended: https://www.openended.design/ Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

How Can Immigrants Build Generational Wealth, with Nina Mohanty 04 Jul 2024

Emilie Bellet speaks with Nina Mohanty, co-founder and CEO of Bloom Money, an app designed to help diaspora communities build generational wealth. Nina discusses the significant challenges that migrants face in accessing financial services, sharing her personal struggle of opening a bank account and her journey from working in fintech to raising funds for her startup. A passionate advocate for technology, Nina believes in the transformative power of fintech to make finance fair, transparent, and accessible for everyone. PARTNER Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Main takeaways: https://www.vestpod.com/news/the-wallet-podcast/immigrants-generational-wealth-with-nina-mohanty Bloom Money: https://bloommoney.co/ Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

How to Create a Monthly Budget, with Emilie Bellet 27 Jun 2024

Today, Emilie Bellet is diving into creating a monthly budget that truly aligns with your financial goals. Budgeting might seem daunting or restrictive, but it’s really about gaining control, achieving financial stability, and working toward your aspirations. We’ll cover how to analyse your income, understand your take-home pay, set up a saving plan (including a pension), and manage your expenses effectively. PARTNER Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

How the Economy Really Works, with Kyla Scanlon 20 Jun 2024

Today on The Wallet, Emilie Bellet is joined by Kyla Scanlon, recognised by Fast Company as ‘the internet’s favourite econ nerd.’ Kyla’s new book, "In This Economy?", equips readers with the tools to understand the economy and its impact on their finances. In this episode, we discuss misconceptions about the economy, the concept of "vibecessions," and how personal financial decisions fit into the broader economic context. Kyla also shares insights on improving financial literacy and practical tips for making smarter financial decisions. PARTNER Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Kyla’s book: In This Economy Kyla’s newsletter: https://kyla.substack.com/ And website for all her socials: https://kylascanlon.com/ Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Could AI Replace Your Job? with Isabel Berwick 13 Jun 2024

Today, Emilie Bellet is joined by Isabel Berwick, host of the FT's Working It podcast and author of *The Future-Proof Career*. In this episode, we dive into the evolving role of work in an AI-driven world and what a "Future-Proof Career" really means. Isabel shares insights on the importance of soft skills, what makes people happy or unhappy at work, and trust in remote settings. We also tackle gender equity challenges and the rise of CEO churn, especially among women. PARTNER Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Main takeaways: https://www.vestpod.com/news Isabel’s book: The Future-Proof Career: Strategies for thriving at every stage Working It Newsletter: https://www.ft.com/working-it Follow Isabel on LinkedIn: https://www.linkedin.com/in/isabel-berwick-8b4922167/ Report McKinsey, Women in the Workplace 2023: https://www.mckinsey.com/featured-insights/diversity-and-inclusion/women-in-the-workplace Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Stock Markets and Index Funds 101 06 Jun 2024

NASDAQ, FTSE… In today's episode, we’ll demystify stock exchanges, and explain how they impact investors or potential investors like you. We'll explore how stock exchanges serve as gateways to investment vehicles such as index funds, providing you with opportunities to grow your money and participate in the global economy. PARTNER Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Main takeaways: https://www.vestpod.com/news Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.

Credit Score 101 with Sara Williams 30 May 2024

Today, Emilie Bellet is joined by Sara Williams, a debt advisor with over 20 years of experience and the voice behind Debt Camel since 2013, as we demystify the world of credit scores. Is credit always good? We'll explore what a credit score is, the main credit agencies in the UK, and how credit scores are calculated. Plus, we'll uncover how to check your score for free, ways to improve it, and debunk common myths. PARTNER Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 240,000 customers saving with PensionBee. When investing, your capital is at risk. CONNECT WITH VESTPOD If you want to read the main takeaways from the episodes, subscribe to our newsletter: https://www.vestpod.com/subscribe Instagram: https://www.instagram.com/vestpod/ RESOURCES Main takeaways: https://www.vestpod.com/ Debt Camel: https://debtcamel.co.uk/ Loqbox: https://www.loqbox.com/ Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions: https://podfollow.com/the-pension-confident-podcast DISCLAIMER We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Hosted on Acast. See acast.com/privacy for more information.